It’s always important to keep an eye on your credit report to ensure there aren’t any errors or fraudulent activity. This is especially true during COVID-19 because of its impact on the economy and an increase in potential scams. As you know, your credit score is based on your credit report so you want to be sure to correct any errors as soon as possible.
If you’ve asked for a deferment on any type of loan including for your home, student loan, car, or even rent, you want to check to be sure your agreement is being followed. Typically a person can access a free credit report just once per year but through April 2021, you can access free weekly reports from all three credit reporting bureaus.
The easiest way to access this is through AnnualCreditReport.com, which is the official site to get your free credit reports. This right is guaranteed by Federal law. The site recommends typing in the address rather than clicking on a link to ensure you are on the correct site (www.AnnualCreditReport.com). You will also find useful information on the site about how to read a credit report and what to do if there are errors.
If you need support Repairing Your Credit. FHR offers Credit Repair Concierge through our StuLo partnership.